Types of Loans

PRODUCTIVITY

Max. Loan Amount

P 500,000.00

( x 5 of P 100,000.00)

Terms / Interest Rate

1 year

2 – 3 years

4 years

5 years

8%

10%

12%

14%

Re-loan period

                                                                        Any given time (effective July 1, 2011)

PROVIDENTIAL

Max. Loan Amount

P 150,000.00

( x 4 of P 37,500.00)

Terms / Interest Rate

1 year

2 – 3 years

4 years

5 years

8%

10%

12%

14%

                                                                            Any given time (effective July 1, 2011)

HOUSING

Max. Loan Amount

P 500,000.00

( x 5 of P 100,000.00)

Terms / Interest Rate

1 year

2 years

3 years

4 years

5 years

6%

7%

8%

9%

10%

Re-loan period

Any given time (effective July 1, 2011)

Option to restructure on the 2nd year

VEHICLE

Max. Loan Amount

P 500,000.00

( x 5 of P 100,000.00)

Terms / Interest Rate

1 year

2 years

3 years

4 years

5 years

8%

10%

11%

12%

14%

Re-loan period

Any given time (effective July 1, 2011)

EMERGENCY

Max. Loan Amount

25% of Share Capital / CBU

Terms / Interest Rate

1 mo. – 6 mos.

6 mos. – 1 year

4%

8%

Re-loan period

At any given time

CALAMITY

Max. Loan Amount

P 30,000.00

( x 4 of P 7,500.00)

Terms / Interest Rate

1 year

5%

Re-loan period

At any given time

COMMODITY

Max. Loan Amount

20% of Share Capital / CBU

Terms / Interest Rate

1 year

10%

Re-loan period

Must be fully paid